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Debt-to-income ratio

How to Get Pre-Approved for a Mortgage Like a Pro
Home Buying
March 29, 2025

How to Get Pre-Approved for a Mortgage Like a Pro

Getting pre-approved for a mortgage is the first step toward buying your dream home. It shows sellers that you are a serious buyer and gives you a clear idea of

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What If Your Mortgage Application is Denied? Expert Advice for Homebuyers
Financing
December 25, 2024

What If Your Mortgage Application is Denied? Expert Advice for Homebuyers

Applying for a mortgage is a major step toward homeownership, but not every application gets approved. A denial can feel discouraging, but it's important to understand why it happened and

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Buying a Home with Student Loan Debt: What You Need to Know
Credit Score
October 16, 2024

Buying a Home with Student Loan Debt: What You Need to Know

Buying a home is a significant financial milestone, but for many individuals with student loan debt, the dream of homeownership can feel out of reach. Student loan payments often take

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Understanding Debt-to-Income Ratio and Its Impact on Mortgage Rates
Credit Score
August 28, 2024

Understanding Debt-to-Income Ratio and Its Impact on Mortgage Rate

When it comes to securing a mortgage, one of the key factors lenders consider is your debt-to-income (DTI) ratio. This crucial financial metric not only influences your mortgage approval but

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How to Get Pre-Approval for a Home Loan
Home Buying
March 28, 2024

How to Get Pre-Approval for a Home Loan

Are you considering buying a home but unsure where to start? One of the crucial initial steps in the homebuying process is securing pre-approval for a home loan. This process

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Mortgage Loan Pitfalls That Could Sink Your Approval
Home Buying
February 28, 2024

Mortgage Loan Pitfalls That Could Sink Your Approval

Are you in the market for a mortgage loan? Securing a mortgage is a significant step towards homeownership, but the process can be complex and daunting. Unfortunately, there are several

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Home Buying
April 25, 2023

How a Lender Qualifies You for a Mortgage

Credit score written on notebook on yellow background.

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